Terms of service

Effective Date: July 21, 2025

Introduction

These Terms of Service ("Terms") outline the rules for using the Psyll platform, which includes the Psyll.com website, mobile applications, tools, trading bots, content, and all other services available through it.

By using the Psyll.com platform, you fully and unconditionally accept these Terms and related documents, particularly the Privacy Policy. If you do not agree to any of the provisions of these Terms, please immediately cease using our services.

The Psyll.com platform is managed by Psyll Solutions, an entity operating under Polish law. Our primary goal is to provide users with technologically advanced tools that support education, market analysis, and the automation of trading processes. We want to emphasize that Psyll Solutions does not act as a financial advisor, broker, exchange, payment institution, or regulated investment entity. All services, tools, and content offered are exclusively for informational, educational, and technical purposes, and users make all trading and investment decisions at their own risk and responsibility.

1. General information and nature of service

Psyll.com ("Psyll", "we", "us", or "our") is an advanced technology platform operated by Psyll Solutions, registered under Polish law. Our platform offers a comprehensive range of services, including:

  • Algorithmic trading bots
  • Advanced analytical tools
  • Real-time market data
  • Webhook and API integrations
  • Educational content

All services and content provided by the platform are intended to support users in acquiring knowledge, improving trading skills, and optimizing investment strategies. We emphasize that Psyll Solutions does not provide financial, investment, tax, or legal advisory services, and all decisions made by users based on their use of the platform remain solely at their discretion and risk.

The platform is designed for individuals and entities interested in cryptocurrencies, stocks, commodities, and trading automation technologies. Users may use our services to test trading strategies, analyze market data, and optimize processes, but they must be fully aware of the inherent risks associated with trading in all financial markets, including the risk of losing all invested capital.

2. Age restriction

Use of the Psyll.com platform is exclusively available to individuals who are 18 years of age or older and possess full legal capacity. By registering an account, the user confirms acceptance of the "Terms of Service," verifying compliance with the minimum age requirement. Psyll Solutions reserves the right to verify the user's age by requesting identification documents, such as an ID card, passport, or driver's license, in case of reasonable suspicion of a violation of this requirement.

If it is determined that a user does not meet the age criterion, Psyll Solutions may take the following actions:

  • Suspend the user's account until appropriate age verification documents are provided.
  • Delete the account without prior notice if the user fails to provide the required documents within the specified deadline.
  • Restrict access to certain platform features during the verification process.

Users are responsible for ensuring that their registration data is accurate. Any attempts to provide false information to circumvent age restrictions may result in permanent account blocking and further legal action, if necessary, including reporting to the relevant authorities.

3. No financial, investment, xax or legal advice

The content, tools, and materials available on Psyll.com, including data analyses, market analyses, reports, blog posts, video materials, and results generated by AI-powered bots, are for informational, educational, and technical purposes only. They do not constitute financial advice, investment recommendations, individual investment advice, trading advice, tax advice, or legal advice. Psyll Solutions does not consider individual financial circumstances, investment objectives, or the user's acceptable risk level when creating content or tools.

We recommend that users take the following steps before making any investment or trading decisions:

  • Conduct their own independent market analyses, thorough research, and evaluation of all information available on the platform and from other sources.
  • Consult with a licensed and authorized financial, investment, tax, or legal advisor to obtain personalized advice tailored to the user's individual situation and applicable regulations.
  • Carefully assess the risks associated with trading all financial instruments, including the potential loss of all invested capital.
  • Independently familiarize themselves with the mechanisms of the financial markets in which the user intends to operate, including the specifics of cryptocurrencies, stocks, and commodities.

Psyll Solutions, its partners, service providers, or other affiliated entities are not liable for any financial losses, damages, costs, or negative consequences (direct or indirect) resulting from decisions made by the user based on their use of the platform. Users are solely responsible for their trading and investment decisions and all their consequences.

4. Use at tour own risk and risk disclaimer

Trading cryptocurrencies, stocks, commodities, and other financial instruments (especially with leverage, if available on external platforms) involves extremely high financial risk, which can lead to the loss of part or all of the invested capital, and even exceed the original investment. By using the Psyll platform, users fully accept and understand the following types of risks:

  • Market volatility
  • Technological risk and algorithmic errors
  • External and regulatory factors
  • Liquidity risk
  • Security risk of external platforms
  • AI usage risk

Historical trading results presented in educational materials, reports, example strategies, or platform tools are not and cannot be treated as a guarantee of future results. They are merely examples and reflect past data that may not necessarily be reflected in the future. Users bear sole responsibility for their trading and investment decisions, and Psyll Solutions is not liable for any losses, damages, costs, or negative consequences resulting from the use of the platform, its tools, or content.

Users undertake to use the platform in a conscious, prudent manner and in accordance with applicable law, bearing in mind the inherent risks associated with trading in financial markets. Psyll Solutions recommends users thoroughly familiarize themselves with the operating principles of individual markets and regularly monitor and revise their trading strategies.

5. No Guarantee of Profit or Results, Responsibility for Strategies and Configuration

Psyll Solutions offers no guarantees of profits, returns on investment, financial success, or positive outcomes resulting from the use of the platform, its services, or tools. Users' financial results depend on many variables and dynamic factors, including:

  • The user's individual skills, knowledge, and experience in trading and investing in various markets.
  • The selection and configuration of a specific trading strategy, its parameters, and its effectiveness in dynamically changing market conditions.
  • Dynamically changing market conditions (including cryptocurrencies, stocks, commodities), which are beyond the control of Psyll Solutions.
  • The correctness of trading bot configuration, position size, and other bot settings chosen and adjusted by the user.
  • The influence of external, macroeconomic, and geopolitical factors.

The platform does not guarantee the effectiveness of trading bots, automation tools, or other functionalities in generating profits. Bots operate based on algorithms and strategies defined by Psyll Solutions and artificial intelligence support, but they do not guarantee success. Psyll Solutions does not charge commissions on user profits and does not reimburse losses incurred as a result of using the platform. Users are aware that the volatility of financial markets can lead to rapid and significant changes in asset values, which can result in both potential gains and significant losses.

All decisions regarding the use of Psyll.com services, strategy selection, bot configuration, and risk management are made at the user's sole risk. We recommend users regularly monitor their trading positions, establish their own risk limits, and apply well-thought-out capital management strategies.

6. Subscriptions and payments

Access to the Psyll.com platform includes both free and paid features, tailored to diverse user needs. Free access includes basic resources, such as:

  • Real-time market news, covering prices of selected cryptocurrencies, stocks, commodities, trading volume, and key market indicators.
  • General informational and educational materials, such as basic introductory articles and guides.
  • Selected public analytical tools, such as basic charts and market reports.

Advanced features, such as trading bots, automation tools, full Webhook and API integrations, extended market data, and premium content, are available exclusively to users with an active paid subscription. Available subscription plans include:

  • PRO Plan
  • Business Plan

Detailed information about subscription plans, including current prices, available billing periods, and a detailed list of available functionalities, can be found on the Psyll.com website in the "PRO" section. Subscription fees apply exclusively to access the platform and its functionalities. Psyll Solutions does not charge commissions or transaction fees for trading operations conducted by users on external cryptocurrency exchanges, stock brokers, or commodity trading platforms. The user understands and accepts that external trading platforms may charge their own transaction fees, commissions, spreads, asset storage fees, etc.

All subscription fees are non-refundable once the billing period begins, unless otherwise required by applicable law (e.g., the right of withdrawal within a specified period for consumers). In case of payment issues, such as failed transactions or incorrect charges, users may contact the support team at support@psyll.com. Psyll Solutions reserves the right to suspend or block access to paid features if subscription fees are not settled on time.

Upon expiration of an active paid subscription (e.g., PRO or Business Plan), the user's account will automatically revert to a free account status, with limited access to basic features as described above.

Psyll Solutions may periodically update subscription prices, of which users will be notified via email or notifications within the platform. Continued use of the services after the new prices come into effect signifies acceptance of them.

7. User accounts and responsibility

To access platform features, users must create an account by providing true and up-to-date personal information. The user bears full and exclusive responsibility for:

  • Maintain the confidentiality of your login credentials, including password and username. These must be protected with the utmost care from unauthorized access.
  • All actions taken using their account, including unauthorized actions resulting from sharing login details with third parties, insufficient security of devices on which the account is used, or infection with malicious software.
  • The accuracy and timeliness of the personal data provided.

To ensure the security of user accounts, Psyll Solutions employs the following advanced protection mechanisms:

  • Strong passwords
  • Two-factor authentication (2FA)
  • Login history
  • Correspondence code

Psyll Solutions reserves the right to suspend or permanently delete a user's account (along with access to services and forfeiture of any unused portion of the subscription, without refund) in case of:

  • Violation of the provisions of these Terms, including providing false or outdated registration data.
  • Abuse of the platform, such as attempts at unauthorized access, excessive server load, data manipulation, exploitation of security vulnerabilities, or other actions disrupting the platform's operation, harming other users, or Psyll Solutions.
  • Suspicion of illegal or unethical activities, such as fraud, money laundering, terrorism financing, market manipulation, dissemination of false information, or other violations of applicable law.
  • Receipt of a binding request from law enforcement or regulatory authorities.

Users undertake not to share their login details with third parties and to immediately notify Psyll Solutions in case of suspected account security breaches at support@psyll.com. In the event of a security breach, Psyll Solutions may take immediate action, such as temporary account suspension, to protect user data and prevent further damage.

8. Data encryption and storage

Psyll Solutions places the highest importance on the security and confidentiality of user data. API keys for external exchanges/brokers, passwords, and security elements are stored and transmitted in encrypted form using the advanced AES-256 standard or equivalent. Encryption covers both data stored on servers (data at rest) and data transmitted between the user and the platform (data in transit) using the TLS/SSL protocol.

User data is stored on secure servers located in data centers that comply with strict international security standards, such as ISO 27001, and the requirements of the General Data Protection Regulation (GDPR).

Psyll Solutions regularly performs the following actions to ensure data security and integrity:

  • Security audits of systems and infrastructure
  • Software and security system updates
  • Monitoring and alerting

Users are solely responsible for securely storing their API keys. Psyll Solutions is not liable for losses resulting from the user's improper security of this data, such as sharing API keys with third parties, storing them in unsecured locations, using weak passwords for external accounts, or infecting the device with malicious software. We recommend users:

  • Store API keys in secure, dedicated password managers.
  • Regularly renew API keys (e.g., every 90 days) on external platforms to minimize risk.
  • Avoid sharing API keys in emails, chats, or other unsecured communication channels.
  • Ensure that external exchanges/brokers with which Psyll integrates apply appropriate security measures.

Detailed information regarding the processing of personal data, including users' rights to access, rectify, delete data, and object, can be found in our Privacy Policy, available on the Psyll.com website. The Privacy Policy forms an integral part of these Terms.

9. Content and tools

The Psyll.com platform offers a variety of content and tools to support users in education, analysis, and trading various financial instruments, including:

  • Educational and blog articles
  • Market analyses
  • Video materials
  • Webhook and API integrations
  • AI-powered trading bots, technical indicators, and trading theories

All content is for educational and informational purposes only. It should not be treated as investment recommendations or financial advice. Psyll Solutions is not responsible for the interpretation, use, or consequences resulting from users' reliance on this content. Users are responsible for the correct configuration and security of integrations, including ensuring that API keys are used as intended and protected from unauthorized access.

Psyll Solutions does not guarantee the accuracy, completeness, timeliness, or error-freeness of any content, market data, or results generated by the platform's tools. Market data may be subject to delays, errors, incompleteness, or malfunctions resulting from limitations of external data providers, network connection failures, API issues, or other factors beyond Psyll Solutions' control, for which Psyll Solutions is not liable. Abuse of tools, such as sending an excessive number of API requests (exceeding the limits specified in the subscription plan) or attempts at unauthorized access, may result in restricted access to the platform or permanent deletion of the user's account.

10. Permitted use and prohibited activities

Users undertake to use the Psyll.com platform in a manner consistent with:

  • Applicable Polish law, European Union regulations, and international law.
  • Ethical principles, good customs, and social coexistence principles, including avoiding actions harmful to other users, the platform, or the reputation of Psyll Solutions.
  • The provisions of these Terms and the Privacy Policy.

It is prohibited to undertake any actions that may violate the security, integrity, stability, or proper functioning of the platform, including but not limited to:

  • Attempts at hacking, reverse engineering, decompiling, disassembling, DDoS attacks, port scanning, brute-forcing, SQL injection, cross-site scripting (XSS), cross-site request forgery (CSRF), or other forms of disrupting server operations, platform infrastructure, software, or gaining unauthorized access.
  • Excessive data downloading, overloading servers in a way that affects platform performance for other users, or exploiting errors to gain unauthorized access or abuse functions.
  • Circumventing security systems, such as access restrictions, subscription systems, API limits, technical platform security, or verification mechanisms.
  • Using the platform for illegal purposes, such as fraud, money laundering, terrorism financing, market manipulation, disseminating malicious software, phishing, scamming, spamming, collecting personal data of other users without consent, disseminating illegal content (e.g., child pornography, hate speech), or other actions prohibited by law.
  • Creating multiple user accounts to abuse promotions, partner programs, or circumvent platform restrictions.
  • Impersonating Psyll Solutions, its employees, partners, or other users.
  • Disseminating false, misleading, or defamatory information about Psyll Solutions or its services.

In accordance with local regulations concerning the trading of assets and other financial instruments, as well as international sanctions, users located in or using the platform in jurisdictions subject to legal restrictions or prohibitions are not permitted to use Psyll services. Accounts of such users will be immediately blocked without prior notice, and any funds remaining on external platforms connected via API will need to be withdrawn by the user independently. Psyll Solutions may also restrict access to users from other jurisdictions if required by local law or international sanctions, or if it determines that providing services in a given jurisdiction would involve unacceptable legal or operational risk.

11. Service availability and technical breaks

Psyll Solutions makes every effort to ensure high availability and reliability of the platform, with a target availability of 99.9% annually. However, we do not guarantee continuous, uninterrupted, or error-free operation of services. Interruptions in availability may result from:

  • Scheduled system maintenance
  • Software, infrastructure, or security system updates that are necessary for the proper functioning of the platform and data protection.
  • Technical issues independent of Psyll Solutions
  • Random events (force majeure)

Psyll Solutions reserves the right to modify, suspend, withdraw any platform features, and introduce new ones at any time without prior notice. Psyll Solutions is not liable for any losses, data loss, loss of profits, loss of trading opportunities, or other negative consequences (direct or indirect) resulting from platform downtime, data errors, technical failures, and due to decisions or actions of external providers with whom the Psyll.com platform integrates via API. The user accepts that trading in financial markets involves operational risk.

12. Intellectual property

All content, software, graphic designs, user interfaces, databases, algorithms (including AI algorithms), machine learning models, source and binary codes, trademarks, logos, the trade name Psyll.com, and all other elements of the Psyll.com platform are protected by intellectual property law, including copyright law, trademark law, and database protection law. These rights belong to Psyll Solutions or its licensors.

Without the express, prior written consent of Psyll Solutions, it is prohibited to:

  • Copy, reproduce, modify, adapt, distribute, reproduce, publicly display, publicly perform, transmit, sell, license, sublicense, or otherwise use these elements, in whole or in part, for commercial or non-commercial purposes, beyond the scope expressly permitted by these Terms.
  • Use the name Psyll, logos, trademarks, or other identifying elements for commercial, promotional, advertising purposes, or in a manner that could mislead as to the affiliation with Psyll Solutions.
  • Create derivative works based on the platform's content or software, including any algorithms, AI models, strategies, or their fragments.
  • Reverse engineer, decompile, disassemble any part of the Psyll.com platform software.
  • Remove, conceal, or modify any copyright, trademark, or other proprietary rights information contained in the platform or materials.

13. Complaints and dispute resolution

Any complaints regarding the operation of the Platform or the Services provided should be submitted in writing to the email address: support@psyll.com or via the technical support form available on the Psyll.com website. A complaint should contain at least: the user's identification data, a concise description of the subject of the complaint, the date the problem occurred, and the expected solution.

Psyll Solutions undertakes to consider the complaint and provide a response within 30 days from the date of its receipt. In justified cases requiring additional information or analysis, this period may be extended, of which the User will be promptly informed.

The response to the complaint will be sent to the User via email to the email address provided in the complaint or assigned to the User's account.

14. Changes to the terms

Psyll Solutions reserves the right to unilaterally change these Terms at any time.

Changes to the Terms may be dictated by, among other things, changes in applicable law (national and international, including those related to financial markets, data protection, AML/CTF), the introduction of new features or services on the platform, modification of existing functionalities, technological changes, reorganization of Psyll Solutions, the need to adapt to market conditions, or regulatory decisions.

Information about changes will be published in a prominent place on the Psyll.com website.

Continued use of the Platform after the effective date of the amended Terms signifies acceptance of them. In case of non-acceptance of the amended Terms, the User has the right to terminate the service agreement with Psyll Solutions with immediate effect, which is equivalent to account deletion. Failure to terminate the agreement within 14 days from the date of notification of changes is equivalent to their acceptance.

15. Termination of agreement and account deletion

The user has the right to terminate the service agreement with Psyll Solutions at any time, without giving a reason.

Termination of the agreement occurs through the deletion of the user's account, which can be done via a dedicated function in the user panel or by sending a relevant request to the email address support@psyll.com.

Termination of the agreement results in the permanent deletion of the user's account and loss of access to all services, including paid features. Subscription fees for the unused billing period are non-refundable.

Psyll Solutions has the right to terminate the service agreement with the user with immediate effect if the user violates the provisions of these Terms, particularly regarding prohibited activities.

The agreement may also be terminated in case of suspicion of illegal activities, actions that violate the security of the Platform or other users, or when required by applicable law, regulatory decisions, or court rulings.

16. Final Provisions

These Terms are governed by Polish law. Any disputes arising from these Terms will be resolved in accordance with Polish law.

If any provision of these Terms is deemed invalid or unenforceable, this shall not affect the validity of the remaining provisions. In such a case, the invalid or unenforceable provision shall be replaced by a provision that is closest to the purpose of the original provision and is consistent with applicable law.

Psyll Solutions may transfer its rights and obligations under these Terms to another entity, without the user's consent.

The primary form of communication between Psyll Solutions and the user is email to the email address provided during registration or currently assigned to the user's account. Messages sent to this address will be considered delivered.